Mabuhay & Beyond

Southeast Asia for US travelers. The Philippines gets the most detail. Every tip links to its source.

Retire in the Philippines

Every fact links to its source. Last checked Oct 18, 2026. Anything we could not confirm from an official source is marked [unverified].

Disclaimer: This guide is general information only. It is not legal, immigration, tax, insurance or financial advice. Visa rules, deposits, fees and benefits change. Figures were checked Oct 18, 2026 against the sources linked. Verify current requirements with the Philippine Retirement Authority (PRA), the Bureau of Immigration, the U.S. Social Security Administration (SSA) and Medicare, or with a licensed professional, before acting.

Guides for Americans planning to retire in the Philippines, built from official sources (PRA, SSA, Medicare, PhilHealth, Bureau of Immigration, Philippine laws, State Department) and checked Oct 18, 2026.

Free download: Retire in the Philippines checklist.

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Affiliate disclosure: some links on this page (Kiwi.com flight search, Airalo eSIMs and SafetyWing Nomad Insurance) are affiliate links. If you book through them we may earn a commission at no extra cost to you. Government links are never affiliate links, and commissions don't change what we write.

Retire

SRRV requirements 2026

Deposits, fees and documents for the Special Resident Retiree's Visa, from PRA.

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Retire

Cost of living by city

Monthly costs and rents for Manila, Cebu, Davao, Baguio, Dumaguete and more.

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Retire

Best places to retire

Dumaguete, Cebu, Davao, Baguio, Subic/Clark, Iloilo, Manila compared.

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Retire

US Social Security in the Philippines

SSA FBU Manila, peso direct deposit and Medicare limits.

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Retire

Medicare coverage in the Philippines

What Medicare, Medigap and Part D do (and don't) pay for abroad, and the Part B decision.

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Retire

PhilHealth for foreigners

Who can enroll, where, the published premiums and excluded benefits.

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Retire

Health insurance for expats

SafetyWing, Cigna Global, IMG, Allianz, PhilHealth and Maxicare/Intellicare compared from official pages.

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Retire

Can foreigners buy property?

Condos (40% cap), land restrictions, leases and the Filipino-spouse question.

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Retire

13(a) spouse visa

Permanent residence for foreign spouses of Filipino citizens, from the Bureau of Immigration.

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Need health cover while you scout or settle in?

Medicare generally won't pay for care in the Philippines. If you are under 64, SafetyWing Nomad Insurance is one option you can buy online; it doesn't cover pre-existing conditions, and retiree-age prices are quote-only. Get a SafetyWing Nomad Insurance quote → · Compare all options in our health insurance for expats guide.

Affiliate link: SafetyWing may pay us a commission at no extra cost to you.

Key facts at a glance (as of Oct 2026)

Related

Money in the Philippines · Sending money · Safety · Immigration (US visas for Filipino spouses) · Visas & Entry

Planning a scouting trip?

Most people who retire here visit first, often for a month or more. Compare flights from the US to the Philippines on Kiwi.com · see our Flights to Manila guide · stay connected with an Airalo Philippines eSIM (eSIM guide). Arriving? Read NAIA airport guide and eTravel registration.

Disclaimer: This guide is general information only. It is not legal, immigration, tax, insurance or financial advice. Visa rules, deposits, fees and benefits change. Figures were checked Oct 18, 2026 against the sources linked. Verify current requirements with the Philippine Retirement Authority (PRA), the Bureau of Immigration, the U.S. Social Security Administration (SSA) and Medicare, or with a licensed professional, before acting.
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